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Informative Articles

4 Steps To Creating Good Credit
As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your...
Email Scams – Ten Simple Steps To Protecting Your Online Finances
According to the Anti-Phishing Working Group (APWG) email scams also known as phishing attacks claim more than 2,000 victims each day from more than 75 million phishing emails that are sent each day. The APWG also claims that these email scams steal...
The Macedonian Lottery
Every conflict has its economic moments and dimensions. The current conflict in Macedonia perhaps even more so. The USA and its Western allies regard Macedonia as a bridge between Greece, Bulgaria, Serbia and Albania. Hence the EU's...
The Secret of Wealth
"The way to wealth is as plain as the way to market -- it depends on two words, industry and frugality; that is, waste neither time nor money, but make the best of both. Without industry and frugality nothing will do; with them everything." --...
The Self-Appointed Altruists
Their arrival portends rising local prices and a culture shock. Many of them live in plush apartments, or five star hotels, drive SUV's, sport $3000 laptops and PDA's. They earn a two figure multiple of the local average wage. They are...
 
10 Steps to take if you are a Victim of Identity Theft

What can I do if I am already a victim of ID theft?

• Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file.

• Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies!

• File a police report in each jurisdiction the theft occurred

• Send copies of the report to your creditors or anyone that requires proof of the crime

• File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office

• Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org

• Request a new driver's license from the state of motor vehicles and have a fraud report attached to


The Authors Who Made My 'Day To Day'
As a correspondent for <em>Day to Day</em>, Karen Grigsby Bates often reported on books and their writers. She offers an essay musing on her time with the show, including some of her best moments with brilliant authors. Karen Grigsby Bates

Looking Forward: How Will Lives Change?
Joel Kotkin, who studies metropolitan development and urban planning, talks about how people might be arranging their lives in the coming five years. And author Jamais Cascio outlines where technology might take us.

Final Credits
Show credits pay tribute to the folks who put <em>Day to Day</em> together.

Goodbyes From Listeners: Amy Ignatow
Amy Ignatow has had her share of economic woes this year, but she's coming out on top. This week, she gets to say goodbye to her crummy old apartment and hello to a new life.


your driving record.

• Notify check-verification firms about any fraudulent checks: International check service 800-526-5380 Telecheck 800-927-0755 Certegy Check Services 800-437-5120

• Call 1-888-CALL-FCC and file a complaint.

• Change your passwords and PIN immediately.
About the Author

Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.

She has written 5 books