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5 Facts That Will Reduce Your Auto Insurance
Auto insurance is all based on statistics and the chances of accidents happening. Therefore, reduce the chances of accidents will ultimately reduce the amount of the insurance policy. That’s why auto insurance is more expensive for teenagers than...
Benefits of I.D. Badges
Everyone knows that I.D. Badges are significant to the society. It is used to identify each person from his office, school, and country. But is this the only benefit the I.D. badges provide?
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Do You Know How Safe Your Roommate Is?
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Landlord - Tenant Common Sense
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Every small business owner knows that they need a website, right? Well the truth is what they really need is at least two websites.
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5 Steps To Cheap Car Insurance Premiums
Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money.
Step 1 - Cut The Insurer's Risk
The easiest way to cut your car insurance premiums is to cut the insurer's risk and accept a higher voluntary excess. An insurer's standard excess may be Ł100 but if you meet the first Ł250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.
Step 2 - Security
Fitting security devices can also result in cheap car insurance premiums. All major insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security. It saves you money when your insurance renewal is due and gives you extra peace of mind.
Step 3 - Annual Mileage
If your annual mileage is, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage
Photo: Anthony Braxton
A Blog Supreme is on vacation. Until we return, we are periodically leaving you with some shots from The NPR Jazz Photography Pool on Flickr. Here, Tom Wiebe writes about capturing the great composer on film last winter.
Nir Felder: Introducing The Next Big Jazz Guitarist
The Brooklyn youngster has already played with John Scofield, Joe Lovano and Jason Moran. With a debut album slated for early 2011, Felder recently stopped by WBGO's <em>The Checkout</em> to give host Josh Jackson a taste of what's to come.
Christian McBride And Inside Straight On JazzSet
At the Detroit Jazz Festival, bassist Christian McBride leads a five-piece band in front of thousands of fans. The band performs McBride originals, plus tunes from Freddie Hubbard and Duke Ellington.
Photo: Alan Ferber
<em>A Blog Supreme</em> is on vacation. Until we return, we are periodically leaving you with some shots from The NPR Jazz Photography Pool on Flickr. Here, Reuben Radding writes about capturing a great trombonist on film this summer.
restrictions.
Step 4 - Named Drivers
Adding a named driver to your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. Adding a young driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums, particularly if the named driver is female!
Step 5 - Shop Around
The biggest car insurance savings come from shopping around. This has been made much easier with the explosion of the internet. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparitive online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest car insurance companies for more detailed quotations.
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