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Informative Articles

Dealing with the aftershock
Events such as the Asian Tsunami, and the terrorist attacks in London, have focused the minds of the public on the issue of post trauma stress. But while the need for post trauma support and counselling for those directly affected by events such...

Identity Theft: It Can Happen to You!
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Paper Shredders & Identity Theft
Don't Let Your Valuable Private Information Become Public! Use a Paper Shredder" Paper and information go hand in hand. Unfortunately, paper with information...private information...can go from your hand to someone else's all too easily....

Protect Yourself from Identity Theft
Identity theft has become the fastest growing criminal activity in the 20th Century, replacing illegal drug sales. For the perpetrators, it offers the highest profit margin with the least risk. In fact, according to one expert, it is estimated...

The Macedonian Lottery
Every conflict has its economic moments and dimensions. The current conflict in Macedonia perhaps even more so. The USA and its Western allies regard Macedonia as a bridge between Greece, Bulgaria, Serbia and Albania. Hence the EU's...

 
5 Steps To Cheap Car Insurance Premiums

Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money.

Step 1 - Cut The Insurer's Risk
The easiest way to cut your car insurance premiums is to cut the insurer's risk and accept a higher voluntary excess. An insurer's standard excess may be Ł100 but if you meet the first Ł250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.

Step 2 - Security
Fitting security devices can also result in cheap car insurance premiums. All major insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security. It saves you money when your insurance renewal is due and gives you extra peace of mind.

Step 3 - Annual Mileage
If your annual mileage is, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage


Introducing What's Your Limit, No. 1: Limited Edition Releases
What's Your Limit is a new semi-regular feature on ABS on a subject near and dear to Lars' heart: vinyl and other assorted limited edition goodness. For the debut, he covers the relentless noise-improv duo Jailbreak, the Moog-led Bird Show Band and the unpredictable free-improv duo Nmperign with Jake Meginsky.

Lionel Loueke: Jazz Meets African Rhythms On 'Mwaliko'
The jazz guitarist draws on an extremely wide range of styles. From bebop to Brazilian rhythms to lyrical ballads to sounds from his native Benin, Loueke's latest album, <em>Mwaliko</em>, showcases the artist's inventive take on jazz.

Canadian Jazz: Big Noise From the Great White North
Last week the nominations for Canada's Juno Awards were announced. It reminded Felix Contreras: we don't pay enough attention to our jazz friends up north.

Cindy Blackman And Sherrie Maricle On JazzSet
Drums &mdash; wide and deep talking-to-you drums &mdash; that's the Cindy Blackman sound. At the Women in Jazz Festival at the Kennedy Center, the Lenny Kravitz dummer brought her quartet featuring JD Allen. Sherrie Maricle's Fiveplay opens.


restrictions.

Step 4 - Named Drivers
Adding a named driver to your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. Adding a young driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums, particularly if the named driver is female!

Step 5 - Shop Around
The biggest car insurance savings come from shopping around. This has been made much easier with the explosion of the internet. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparitive online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest car insurance companies for more detailed quotations.

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