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Informative Articles

5 Steps To Cheap Car Insurance Premiums
Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money. Step 1 - Excess The easiest way to...

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UNDERSTANDING YOUR LEGAL RIGHTS
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Paper Shredders & Identity Theft

Don't Let Your Valuable Private Information Become Public! Use a Paper Shredder"

Paper and information go hand in hand. Unfortunately, paper with information...private information...can go from your hand to someone else's all too easily. It might surprise you to know that going through the trash, either your company's or your personal home trash, is not illegal. Once it is put outside in a trash can or dumpster it is fair game. That's right, it's perfectly legal for someone to go "dumpster diving" and take whatever information they find. Disturbing? You bet. No wonder paper shredders have become so popular. It's not just computer identity theft you need to worry about it - although that's a concern! If you don't safely shred private info like credit card receipts and bank statements you are inviting the thief in!

Your image of shredding paper may be of harried Enron executives shoving reams of incriminating documents into a big metal behemoth. Sure, that's on the more dramatic end of the spectrum. Nevertheless, companies and individuals all have sensitive material that needs to be disposed of and simply tossing it into the nearest trash bin is not the smart way to get rid of it.

The government has shredded documents for years. In recent years legislation has been passed mandating disposed information be unreadable, especially medical and financial materials.

No one should dispose of paper documents with sensitive information by just tossing them in the trash. Names, phone numbers, social security numbers, credit card receipts, customer information, financial and health documents and trade secrets are just some examples of paper you should shred. Identity theft is real.

Some businesses and government agencies are also required to dispose of documents properly which may include using a paper shredder. For example, the Health Insurance Portability and Accountability Act (HIPAA) lays down strict guidelines for protecting the privacy of patient's health information and there are heavy fines/penalties for not being HIPAA compliant.

Shredding paper is also better for the environment. You reduce the volume of waste and some people even use shredded paper for packing material (just be sure it is not sensitive material that could be pieced together without too much effort).

Identity theft has become one of the fastest growing crimes in America. Over 12.7 percent of Americans reported they were victims of Identity Theft in the last five years. The misuse of existing credit card accounts has increased to over 71 percent in the last two years. Over all, Identity Theft has increased by over 41 percent in the same period of time. Identity Theft is a massive crime and it is virtually


Broken Michigan Oil Pipeline To Stay Shut For Now
Federal officials say a pipeline that spewed up to 1 million gallons of crude oil into a river in southern Michigan earlier this week must remain closed for the time being. Enbridge Energy Partners had hoped to fix the leak and restart the pipeline in a few days. But Transportation Department officials say that can't happen until it is thoroughly inspected and tested.

Kwame Kilpatrick's Woes Tinge Mother's Campaign
There's an anti-incumbent mood among many voters nationwide, and seven-term Rep. Carolyn Cheeks Kilpatrick (D) is struggling to retain her seat. But her biggest obstacle is her name. In Detroit, thanks to her son, Kwame -- the former mayor -- the name Kilpatrick has been connected to courtrooms and scandal.

Budget Crunch Hits Atlantic City Hard
State and local governments have cut 242,000 jobs since the summer of 2008, and that number is expected to grow as many states face massive deficits. Atlantic City is trying to shore up its finances by firing cops and city workers. Nationwide, these layoffs are causing a drag on the economy.

Island's Recovery May Set Example For Gulf Residents
Galveston, Texas, has endured oil spills and hurricanes. It took 10 months to cap the ruptured well that caused the Ixtoc oil spill in 1979. The aftermath of the spill was compounded by hurricanes and more oil. Decades later, residents have mostly forgotten the trauma and continue to recover, one disaster at a time.


without risk to the perpetrator. Unbelievably, only 25 percent of Identity Theft victims actually report the crime to the authorities. In 2002, estimated financial losses to American businesses were over $33 billion dollars due to rampant identity theft. The average victim lost over $10,200.00, and that does not begin to include the cost needed to recover from the abuse.

A Paper Shredder is Your #1 Defense Against Identity Theft

New Research Shows That Identity Theft Is More Prevalent Offline with Paper than Online. Factory Express is making it easier for you get the paper shredder you need to protect yourself and/or your clients against identity theft. With our featured paper shredders, we are doing our best to help you find the equipment you need at the right price. Factory Express carries top quality paper shredders with comprehensive warranties, and since we buy direct from the factory, we can pass the savings on to you. Don't fall victim to opportunistic thieves. Shred all confidential material before you throw it away.

There are a large number of paper shredders on the market today. The two main types are strip cut shredders and cross cut shredders. Strip cut paper shredders slice the paper in one direction. This results in thin vertical strips of paper. Strip Cut Shredders are good in many situations, but they are not recommended for people requiring maximum security. Cross cut paper shredders cut documents in two directions, both vertically and horizontally. The resulting chad resembles confetti and in effect the paper is rendered to tiny bits of paper that are nearly impossible to reassemble. Cross cut paper shredders are generally better than strip shredders for high security situations, but they are also more expensive and will require more maintenance. For the best protection against identity theft choose a cross cut shredder.

If you're not shredding the following items, you need to be! Bank Statements Credit Card Receipts and Statements Cancelled Checks Confidential Letters Expired Vehicle Registration Financial Records Expired Credit Cards, Debit Cards & ATM Cards Federal and State Tax Returns, etc.

Stop worrying about Identity Theft - Shred IT and Forget IT!

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For more information about how a paper shredder can help protect your identity, visit Paper Shredders Info or to shop for Paper Shredders visit Factory Express